It is an undeniable fact that a storm or hurricane can do a lot of damage. Hurricane windows in Florida can lessen the detrimental effects and protect your home, but areas not protected by these windows can get seriously damaged.
A normal home insurance policy won’t necessarily cover it. Technically speaking, insurers don’t really offer “hurricane insurance.” Nevertheless, you can acquire a mixed package of insurance plans to best protect your house from the damage caused by a hurricane. If you happen to reside in a hurricane-prone area, we advise taking the most all-encompassing damage coverage available you can get.
This type of insurance policy covers water and hurricane damage. It covers the damage to your possessions and other areas of your home because of the external flood. If water enters your house and the hurricane causes the rise of floodwaters, your home and belongings will be covered by flood insurance.
Why get flood insurance? Damage caused by a flood is pecuniarily expensive. It will often cost at least $15,000 worth of damage if floodwater, about an inch, enters your home. You can defray your expenses with flood insurance since most claims can reach up to $30,000.
Homeowner’s insurance is the first line of defense against a hurricane. It can be complemented with flood or wind insurance. The conventional homeowner’s policy protects your home from wind-related damage. If, for example, the strong winds of a typhoon rip off your shingles or siding, your insurance plan would cover the costs.
Aside from insurance policies, you can also purchase hurricane doors and windows to maximize your home’s protection against the harmful and damaging effects of the hurricane. For more details, contact us today!